These Terms of Use (“Terms”) govern your access to and use of the TMW Advisory website (“the website,” “site,” or “Platform”). By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you should refrain from accessing or using the website.
1. Purpose and Nature of the Website
The website is provided for general informational purposes. The content presented is not intended to constitute legal, tax, investment, financial, or other professional advice, nor should it be relied upon as such. Nothing on this website should be construed as offering or providing services that require licensure, certification, or professional regulation under federal or state law.
TMW Advisory is a private business advisory firm and is not a law firm, CPA firm, investment advisory firm, or tax preparation service. Accessing or using this Website does not create any form of professional relationship with TMW Advisory, including, but not limited to, attorney-client, accountant-client, fiduciary, or investment-advisor relationships. Clients and Users should consult appropriately licensed professionals for all decision-making, implementation, or reliance on any information provided on this Website.
2. Eligibility and Authorized Use
You may use the website solely for lawful purposes and in accordance with these Terms. You agree not to:
(a) Use the website in any manner that violates applicable local, state, federal, or international laws or regulations;
(b) Submit false, misleading, confidential, or sensitive information through the website;
(c) Attempt to gain unauthorized access to the website, its servers, or associated systems;
(d) Use automated tools, scraping mechanisms, or data harvesting technologies to extract content from the website;
(e) Reproduce, distribute, modify, or display website content without written permission from TMW Advisory.
(f) Engage in harassment, abusive language, or defamatory conduct toward other Users or TMW Advisory personnel;
(g) Introduce viruses, malware, or harmful software into the Website;
(h) Impersonate TMW Advisory personnel or other Users.
TMW Advisory reserves the right to restrict or terminate access to the website for conduct that violates these Terms.
3. Intellectual Property Rights
All content on this website, including text, graphics, logos, designs, and other materials, is owned by or licensed to TMW Advisory and is protected by copyright, trademark, and other intellectual property laws.
No license or right to use such content is granted except as expressly permitted under these Terms. You may view content for personal informational purposes only.
4. No Professional Advice or Services
TMW Advisory operates as an independent consulting firm and does not provide legal, tax, investment, financial, accounting, or other regulated advisory services. Any references to legal, tax, investment, or financial topics are provided solely in a general and educational context.
You acknowledge and agree that:
(a) No professional advice is being provided;
(b) No reliance should be placed on the website for decision-making; and
(c) You are responsible for seeking licensed professional counsel before taking any action.
5. No Client Relationship Formed
Accessing the website, submitting an inquiry, or communicating through electronic means does not create a client relationship with TMW Advisory. A client relationship is formed only upon the execution of a written agreement signed by both parties.
6. Third-Party Links
The website may contain links to third-party websites for convenience. TMW Advisory does not endorse, control, or assume responsibility for the content, policies, or practices of such external sites. Users access third-party links at their own discretion.
7. User-Generated Content
If you submit content through the Website (e.g., inquiries or forms):
(a) You grant TMW Advisory a non-exclusive, royalty-free license to use such content for operational purposes;
(b) TMW Advisory is not responsible for any User-submitted content;
(c) TMW Advisory may remove content that violates these Terms or is otherwise objectionable.
8. Cookies and Privacy
By using the Website, you consent to the collection, use, and storage of personal data in accordance with our Privacy Policy. The Website also uses cookies and tracking technologies as described in the Cookie Policy.
9. Disclaimer of Warranties
The website and its contents are provided on an “as-is” and “as-available” basis. TMW Advisory makes no representations or warranties, express or implied, regarding:
(a) accuracy;
(b) completeness;
(c) reliability;
(d) availability;
(e) non-infringement;
(f) fitness for a particular purpose.
Use of the website is at your sole risk.
10. Limitation of Liability
To the fullest extent permitted by law, TMW Advisory shall not be liable for any damages arising from or related to:
(a) use or inability to use the website;
(b) reliance on website content;
(c) errors or omissions;
(d) data breaches beyond reasonable control;
(e) third-party actions or failures.
This limitation applies to all forms of damages, whether direct, indirect, incidental, consequential, or punitive.
11. Indemnification
You agree to indemnify and hold harmless TMW Advisory, its principals, employees, and affiliates from any claims, liabilities, damages, losses, or expenses arising from your use of the website or violation of these Terms.
12. Security
No website can be fully secure. You acknowledge that TMW Advisory is not responsible for unauthorized access, hacking, or cyberattacks beyond reasonable control.
13. Termination / Suspension
TMW Advisory may suspend or terminate your access to the Website at any time, with or without notice, for violations of these Terms or at its sole discretion.
14. Electronic Communications
Communications via the Website, email, or online forms do not constitute professional advice or create any binding agreement or professional relationship.
15. Force Majeure
TMW Advisory shall not be liable for delays or failures caused by events beyond reasonable control, including but not limited to natural disasters, regulatory changes, cyberattacks, strikes, or acts of government.
16. Governing Law and Dispute Resolution
These Terms are governed by and interpreted in accordance with the laws of the State of Florida, without regard to conflict-of-law principles.
Any dispute arising from these Terms shall be resolved in the state or federal courts located within Florida, unless parties agree to good-faith negotiation or arbitration.
17. Severability
If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.
18. Changes to the Website or Terms
TMW Advisory reserves the right to update, modify, or discontinue the Website or these Terms at any time. Material changes will be posted with an updated effective date. Continued use of the Website constitutes acceptance of the revised Terms.
19. International Users
The Website is intended for Users located in jurisdictions where TMW Advisory is authorized to operate. Users outside the U.S. are responsible for compliance with local laws.
20. Acknowledgment
By accessing or using this Website, you acknowledge that you have read, understood, and agreed to these Terms, including all disclaimers, limitations of liability, and indemnification provisions.
21. Contact Information
Questions regarding these Terms may be directed to:
