The information provided on this website (“the website” or “the site”) is furnished by TMW Advisory (“TMW,” “the Firm,” “we,” or “us”) for general informational purposes only. By accessing or using the website, you acknowledge and agree to the terms set forth in this Website Disclaimer.
1. No Legal, Tax, or Investment Advice
The content on this website does not constitute legal, tax, investment, financial, accounting, or other professional advice. No statement on the website should be relied upon as a substitute for advice from a licensed attorney, tax professional, investment adviser, or other qualified expert. Any decisions made based on information from this website are made at the sole discretion and responsibility of the user.
2. No Professional Relationship Created
Accessing the website, submitting an inquiry, or communicating with TMW through electronic means does not create an attorney-client relationship, tax-advisor relationship, fiduciary relationship, consulting engagement, or any other professional relationship with the Firm. A professional relationship is established only upon the execution of a written agreement signed by both TMW and the client.
3. Educational and General Nature of Content
All materials presented on the website, including text, downloadable resources, and informational content, are provided solely for general and educational purposes. TMW makes no representation regarding the applicability of such information to any particular individual, circumstance, or situation. Users should not act or refrain from acting based on website content without seeking advice from qualified licensed professionals.
4. Accuracy and Completeness
While TMW endeavors to provide accurate and current information, the Firm does not warrant that the content on the website is complete, reliable, or free from error. The website and all content are provided “as is” and “as available” without any warranties of any kind, whether express or implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, or non-infringement. TMW assumes no obligation to update any information presented on the website.
5. No Guarantee of Outcomes
TMW Advisory makes no representation or warranty regarding results, returns, or benefits that may be obtained from the use of information or materials on this website. Any reliance on content is at the sole risk of the user.
6. Forward-Looking Statements
Certain statements on this website may constitute forward-looking statements regarding anticipated outcomes, performance, or results. These statements involve inherent risks, uncertainties, and assumptions, and actual results may differ materially. TMW assumes no obligation to update or revise such statements.
7. Third-Party Links and References
The website may contain links to external websites or third-party resources. These links are provided solely for convenience. TMW does not endorse, control, or assume responsibility for the content, accuracy, or privacy practices of third-party sites. This includes, without limitation, social media feeds, press mentions, and embedded content. Users access external links at their own discretion and risk.
8. Intellectual Property
All materials on this website, including text, graphics, logos, images, and software, are the property of TMW Advisory or its licensors and are protected by copyright, trademark, and other intellectual property laws. No portion of the website may be copied, reproduced, distributed, or displayed without prior written consent from TMW.
9. Electronic Communications
Communications sent electronically through this website are not considered secure or confidential. TMW assumes no liability for interception or unauthorized access to such communications.
10. Use Restrictions
You agree to use the website solely for lawful purposes and in a manner consistent with all applicable laws, regulations, and these terms. Any unauthorized use is strictly prohibited.
11. Indemnification
By using this website, you agree to indemnify, defend, and hold harmless TMW Advisory, its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses arising from your use of the website or violation of this Website Disclaimer.
12. Limitation of Liability
To the fullest extent permitted by law, TMW Advisory shall not be liable for any loss, damage, or harm arising from or related to:
(a) use or inability to use the website;
(b) reliance on information contained on the website;
(c) errors, omissions, or inaccuracies in website content;
(d) unauthorized access to or alteration of data; or
(e) actions taken or not taken based on website material.
This limitation applies to all forms of damages, whether direct, indirect, incidental, consequential, or punitive.
13. No Confidentiality or Privilege
Information submitted through the website, including through contact forms or email, is not protected by attorney-client privilege, tax-advisor privilege, work-product doctrine, or any other form of legal confidentiality. Users should not transmit sensitive, confidential, or proprietary information through the website.
14. Reservation of Rights
TMW reserves the right to modify, suspend, or discontinue any portion of the website at any time without notice. TMW may update this Website Disclaimer periodically, and continued use of the website constitutes acceptance of the most recent version.
15. Governing Law
This Website Disclaimer shall be governed by and interpreted in accordance with the laws of the State of Florida, without regard to conflict-of-law principles. Any dispute arising from or relating to the website shall be brought exclusively in the state or federal courts located in Florida.
16. Severability
If any provision of this Website Disclaimer is found to be unenforceable or invalid under applicable law, such provision shall be limited or eliminated to the minimum extent necessary so that this Disclaimer remains in full force and effect.
17. Privacy Policy Reference
Use of this website is also governed by our Privacy Policy, which details how personal information is collected, stored, and used. By using this website, you consent to the terms set forth in the Privacy Policy.
18. No Offer or Solicitation
Nothing on this website constitutes an offer to sell, a solicitation of an offer to buy, or a recommendation for any securities, investment, or financial product. Any investment decisions are made at your sole risk and discretion, and you should seek independent professional advice prior to engaging in any transaction.
19. Contact Information
Questions regarding this Website Disclaimer may be directed to: